Muslim’s Ghettos?

I’m told that the Muslims who immigrate/move to western countries (especially Europe) have a tendency to turn their neighborhood (place of resident) into Ghettos

The Muslims are accused of bringing the ‘Ghetto’ from back home to their new place of residence.

I live in a nice neighborhood in a predominately white Christian area. There are some rundown areas mostly populated by the minorities (Hispanics and Blacks) who are mostly Christians. I know many Muslims who are very well off who live in nice neighborhoods.

Based on my observation, people who mostly live in rundown areas are of limited means and income. If they could afford better housing options then they wouldn’t be stuck in such places. Reasonable folks generally care about the quality of life and also other factors.

A lot of Muslim immigrants in Europe for the most part don’t come from affluent background. They kind of have to do with what they have. Even poor immigrants from Western Europe who are mostly Christians don’t live in nice houses/neighborhoods. They too have their own Ghettos.

The unfortunate part of living in less than stellar neighborhood is that no one will care much about their neighborhood. This has a ripple effect because everyone living there will have a lower quality of life. Secondly, I don't think this way of life is very health because it will promote folks who are only interested with others who are very much like them (being insular). They will cling to their race, religion, people from their own communities (people who share a common origin), language, way of life. The more insular they become, the more they cling to folks just like them, and eventually they will start to despise everyone who are not like them and hate everything that is not representative of them.

And this is the major cause of why the Muslims are accused of not being able to integrate well into western culture or unable to let go of their backward way of thinking even when something better comes along.